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Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.

There are several scripts in the tests folder to run different types of benchmarks, one of them is tests/bench_comprehensive.sh, another tests/gen_cross_version_benchmarks.py.

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Now 38, the former marine engineer's most remote and challenging role by far is his current job as the station leader at the Halley VI Research Station in Antarctica.

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